Guide | On Your Own
CPA Firm Cash Management

“Small business isn’t for the faint of heart. It’s for the brave, the patient, and the persistent. It’s for the overcomer.” --Anonymous

  • Develop a monthly budget. Include rent, utilities (if not included in rent), telephone, email or online service, cleaning and trash services, parking (if not provided), supplies and postage
  • Establish a business checking account with your bank. Do not use your personal checking account for business expenses, or your business account for personal expenses.
  • Consider whether you have sufficient capital for your start-up, or if you need to borrow money.